Working Capital Loans from $10,000 to $5 Million

Manage daily expenses and optimize your cash flow.

A working capital loan from National Capital Network is a short-term unsecured financing option (6 to 24-month term lengths) that you can use to fund your business’s day-to-day operations. The loan can be used to cover the cost of employee payroll, inventory purchases, business taxes, and marketing, among others. Moreover, a working capital loan is designed to help you manage cash flow fluctuations, ease seasonal financial strains, and ensure your business can meet its short-term obligations without disrupting operational activities.  

Highlights

  • Working capital loans from $10,000 to $5 million
  • Unsecured — no collateral required
  • Favorable rates
  • 6 to 24-month term options
  • Same-day funding for $10,000 to $250,000 loan amounts

Requirements

  • Minimum six months in business
  • Four months of business bank statements
  • 500 or higher credit score
  • $200,000 or more in annual revenue

Business Line of Credit from $10,000 to $275,000

Access to flexible funding is at your fingertips.

Having the ability to access immediate funding for your business at any time is not only convenient but also offers peace of mind. An unsecured business line of credit from National Capital Network allows you to draw funds as needed from your credit line—up to your available line amount. It gives you the financial readiness to manage operational expenses (e.g., cover payroll, order supplies, stock up on inventory), seize new business opportunities, or address unexpected financial challenges without delay. A line of credit can also be used to bridge gaps in your business’s cash flow.

Highlights

  • Business credit lines from $10,000 to $275,000
  • Term Lengths up to 36 months
  • Unsecured — no collateral required
  • Favorable rates
  • Only pay for what you use, plus interest
  • Your credit line replenishes when you make payments

Requirements

  • Minimum one year in business
  • Four months of business bank statements
  • 650 or higher credit score
  • $400,000 or more in annual revenue