Applying for either of these two funding options is quick and easy with National Capital Network. Our streamlined application asks for basic information about you and your business, and no collateral or piles of paperwork are required.

You will be glad to know that National Capital Network’s qualification requirements are less stringent than those at banks and other lenders. For your business to qualify for a working capital loan, it needs to be operating for at least six months and have revenues of $200,000 or more annually. We also seek business owners with a 500 or higher credit score. The basic qualifications for a business line of credit are one year (or more) in business, a 650 or higher credit score, and $400,000 or more in annual revenue. Other borrowing criteria will apply, and your dedicated National Capital Network account manager will discuss them with you.

Your credit score and the overall financial health of your business will determine your interest rate on a working capital loan or business line of credit. National Capital Network has some of the industry’s most competitive rates.

Our unsecured working capital loans and business lines of credit don’t require collateral, which makes it easier to apply and qualify. We look at your creditworthiness and revenue and don’t rely on your assets (e.g., property, equipment, vehicles) as security.

Fast turnaround times are the cornerstone of National Capital Network’s funding products. Once a working capital loan or business line of credit is requested and the approved agreement is signed and finalized, funds are provided promptly.

National Capital Network has considerable lending power, seasoned business funding experience, favorable rates, and quick turnaround times. As an online lender with a comprehensive reach across the United States, we employ a team of knowledgeable account managers specializing in working capital loans and business lines of credit.